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If you're like many folks, you may think that MedCost is an insurance company, but we're not. MedCost is a health management company that offers a PPO and innovative health management programs. As a PPO, MedCost gives you access to an extensive network of "preferred" health care providers. These providers-doctors, hospitals, and facilities-have agreed to accept special negotiated rates for their services when performed for MedCost participants. Your insurance company or a third party administrator (TPA) processes and pays your claims.

If you need individual or small group health insurance, MedCost suggests contacting any of these qualified insurance companies that work with us:
Insurance Company
Location
Phone Number
American National Insurance Company
Galveston, TX
800-899-6520
(individual)
American Republic Insurance
Des Moines, IA
800-247-2190
Celtic
Chicago, IL
800477-7870 (small group)
Federated Mutual Insurance
Owatonna, MN
800-533-0472
Fortis/Assurant Insurance Co.
Time Insurance Company
John Alden Life Insurance Co.
Union Security Insurance Co.
Milwaukee, WI

800-800-1212
(small group)

800-369-6762
(individual)

The Guardian Life Insurance Company
Greensboro, NC
336-379-0380
Humana
Charlotte, NC
800-234-9761
Insurers Administrative Corporation (Madison National Life, Standard Security Life)
Phoenix, AZ
602-870-1400
Maksin Management Corporation
(student insurance)
Pennsauken, NJ
856-486-7400
Mega Life & Health Insurance Company
N. Richland Hills, TX
800-527-5504
Mid-West National Life Insurance Company of TN
(HealthMarkets)
Dallas, TX
800-733-1110
NC Mutual Life Insurance Company
Durham, NC
919-682-9201
Philadelphia American Life
Houston, TX
800-713-4680
Principal Life Insurance Company
Des Moines, IA
800-986-3343
Standard Life & Accident Insurance Company
Galveston, TX
800-933-5916
Trustmark Insurance Company
Youngstown, OH
800-522-1246 Opt 8
(small group only)
UniCARE
Springfield, MA
413-858-5000
World Insurance
Omaha, NE
800-786-7557
The companies in BOLD sell individual and/or small group policies. The locations/phone numbers listed above are for the main headquarters of these organizations, not sales offices. When calling, please ask to be referred to a sales office in your area.
Contact your insurance company or TPA when you need to know:
  • Will the insurance company cover this service?
  • How much will the insurance company pay for this service?
  • Has the claim been paid yet?
Contact MedCost when you need to know:
Does the provider currently participate in the MedCost network? (For the answer, call the MedCost Customer Service Contact Center at 800-824-7406 or follow this link: "How Do I Find a Network Provider?"
 
Copyright 2006 MedCost, LLC
Updated April 22, 2008