The IRS has released Revenue Procedure 2018-30, setting dollar limitations for health savings accounts (HSAs) and high-deductible health plans (HDHPs) for calendar year 2019. The contribution, deductible, and out-of-pocket limitations for 2019 are shown in the table below (2018 and 2017 limits are included for reference).
| Contribution and Out-of-Pocket Limits for Health Savings Accounts and High Deductible Health Plans |
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| For 2019 | For 2018 | For 2017 |
Change from 2018-2019 |
|
| HSA Annual Contribution Limits |
Individual: $3,500 Family: $7,000 |
Individual: $3,450 Family: $6,900 (reflects updated limits from Rev. Proc. 2018-27) |
Individual: $3,400 Family: $6,750 |
Individual: $50 |
| HDHP Minimum Deductibles (definition available here) |
Individual: $1,350 Family: $2,700 |
Individual: $1,350 Family: $2,700 |
Individual: $1,300 Family: $2,600 |
Individual: |
| HDHP Out-of-Pocket Maximums (definition available here) |
Individual: $6,750 Family: $13,500 |
Individual: $6,650 Family: $13,300 |
Individual: $6,550 Family: $13,100 |
Individual: $100 increase Family: $200 increase |
For guidance on HSAs, please review the IRS frequently asked questions page at https://www.irs.gov/publications/p969/ar02.html or contact your MedCost Account Manager.