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IRS Announces 2021 FSA Limits and Deadline Extension for Furnishing 1095 Forms to Individuals

The Internal Revenue Service recently issued Revenue Procedure 2020-45 announcing the cost-of-living adjustments for calendar year 2021. The dollar limitation on voluntary employee salary reductions for contributions to health Flexible Spending Accounts (FSA) did not change, remaining at $2,750 for plan years beginning in 2021.

FSA Limits Table by Tax Year

For additional guidance on FSAs, please review IRS Publication 969.

The IRS also announced limited relief for Form 1094/1095 information returns for the 2020 tax year, similar to the relief provided for the 2019 tax year (Notice 2020-76):

    Deadline for Furnishing Statements to Individuals.

  • The deadline for furnishing Forms 1095-B and 1095-C to individuals is extended from January 31 to March 2, 2021. Due to this automatic extension, the permissive 30-day extension is not available, and no further extensions may be obtained.

    No Extension for Filing Returns With the IRS.

  • The relief does not apply to filings with the IRS. The deadlines will be March 1, 2021, for paper filings (because February 28 falls on a Sunday) and March 31, 2021, for electronic filings. Filers may extend these deadlines by application to the IRS.

MedCost will provide further details on 1094/1095 reporting and filings in late November.

If you have any questions, please contact your MedCost Account Manager.